Manzi Insurance

As business owners ourselves, we understand the importance of adequate protection, affordability and unquestionable peace of mind. Branco Insurance Group provides the best coverage for businesses with our commercial auto insurance plans. Our plans are designed to create a better experience for our clients from start to finish—from choosing quotes to finalizing paperwork. We know that you have many options when it comes to finding a commercial auto insurance company – and we want you to feel confident about partnering with us.

Business income insurance also may cover financial losses that may occur if civil authorities limit access to an area after a disaster and their actions prevent customers from reaching the business premises. Depending on the policy, civil authorities’ coverage may start after a waiting period and last for two or more weeks. It is strongly recommended that all businesses acquire this coverage. Connecticut businesses that offer professional services should consider this coverage. It protects businesses from claims of professional negligence, both actual or alleged, and helps pay for defense costs.

When a company, rather than an individual, owns the vehicle involved, jury awards tend to be much higher. Click here to get started with a workers’ compensation insurance quote. Insureon’s licensed agents can help you find policies that fulfill Connecticut’s requirements and your unique business insurance needs.

This pays for income you’d lose if your business suffers a covered loss that prevents you from conducting business as usual. Boats & Personal Watercraft Have peace of mind that you and your craft are covered. Motorcycles & Off Road Vehicles They have special needs that auto insurance does not cover. to know more click this link

Be sure to ask about potential discounts, such as going paperless, to save your business even more. To get a full list of coverages or learn more about this product, contact us today. We will take advantage of recent technology when it provides the best service for your company. We will never place your coverage with an insurer solely because a commission or bonus benefits our agency.

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Businesses have many physical assets, including buildings, computers, specialized equipment, outdoor signage and inventory. If a fire, storm or thief were to damage or steal these assets, a business may have to go through a recovery process before their doors can open once more. Any commercial vehicle with a seating capacity of 16 or more passengers must have a minimum of $5,000,000 in liability coverage.

This coverage protects against damage to your vehicles and trailers, as well as injuries or property damage related to their use. Your personal auto policy doesn’t cover vehicles while they’re being used for business reasons. Businesses can add extra liability protection by securing a commercial umbrella liability policy – since we are in the age of million-dollar lawsuits. Commercial property insurance can also help you recover your business’ income. If your building is destroyed due to weather, fire, or some other incident, commercial property insurance will provide coverage for the loss of revenue that occurs while you rebuild and restock.

Connecticut businesses with one or more employees are required to carry workers’ compensation insurance, with a few exceptions. Household workers that work less than 25 hours per week, sole proprietors and members of an LLC are exempt from this requirement. A BOP combines property and liability coverage into one easy-to-manage policy. It’s a great option for small to medium-sized businesses that rent or own commercial property such as a storefront, warehouse or office building. While commercial insurance exists to protect your business from unforeseen events, the best practice is to do your best to prevent incidents from occurring at all. We can perform a complete risk assessment on your operation and provide resources for ADA and OSHA compliance, workplace safety training, loss prevention strategies, and asset appraisals, to name a few.

Business owners should continually evaluate their current business structure and needs to determine the right plan for them. Disasters, theft, and vandalism can be damaging to any organization. With an insurance plan in place, you will have protection for the most valuable things to your company – your property. Branco Insurance Group knows that the place you do business says a lot about you and your success.

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